Illustration of an AI symbol representing the FCA's review of artificial intelligence in financial services.

FCA Publishes Landmark AI Review on the Future of Retail Financial Services by 2030 and Beyond

LONDON, July 6, 2026 — The UK’s Financial Conduct Authority (FCA) has published an AI review examining how artificial intelligence could reshape retail financial services by 2030 and beyond, concluding that AI is likely to become a defining force across the sector while setting out seven recommendations for the FCA Board and Executive to prepare the UK’s regulatory framework for increasingly autonomous AI-enabled financial services.