Crypto Enters U.S. Mortgage Market

Crypto Collateral Enters U.S. Mortgage Market via Fannie Mae–Eligible Loans

NEW YORK, March 26 — Crypto-backed collateral is being introduced into the U.S. mortgage market through a structure linked to conforming loans eligible for purchase by Fannie Mae, as Better Home & Finance Holding Co. and Coinbase Global Inc. launch a product allowing borrowers to fund down payments without selling digital assets, according to a Bloomberg report.

SEC Headquarters, Washington, D.C.

U.S. Crypto Regulation Enters Implementation Phase After SEC, CFTC Guidance

Recent U.S. crypto guidance reframes the regulatory conversation away from classification and toward application. Over the past week, the U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission have issued materials that stop short of a comprehensive market-structure framework, yet provide increasingly specific direction on how existing law and supervisory practice attach to digital-asset activity.

SEC Headquarters, Washington, D.C.

SEC Chair Says Crypto Guidance Is “Beginning, Not an End”

WASHINGTON, March 19 — U.S. Securities and Exchange Commission Chairman Paul S. Atkins said Thursday in prepared remarks that the agency’s newly issued crypto-asset interpretation represents “a beginning, not an end.” Speaking at the SEC Speaks conference in Washington, Atkins outlined a regulatory framework centered on advancing, clarifying and transforming existing rules, including the Commission’s approach to digital assets. “At the core of our efforts,” Atkins said, “every rule that we propose, every interpretation that we release, and every institutional reform that we undertake” will align with a three-part strategy focused on updating rules, clarifying regulatory scope and reducing unnecessary burdens.

SEC and CFTC memorandum of understanding on coordinated market oversight

SEC and CFTC Sign MOU to Coordinate Oversight Including Crypto Assets

WASHINGTON, March 11 — The U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission said Wednesday they had entered into a Memorandum of Understanding to guide coordination and collaboration between the two agencies and support lawful innovation, market integrity, and investor and customer protection.

Regulatory document representing a public policy submission

SEC Corp Fin Outlines Crypto Asset Guidance and Securities Framework Work

WASHINGTON, Feb. 13, 2026 — The U.S. Securities and Exchange Commission’s Division of Corporation Finance said it is preparing recommendations relating to crypto assets, including interpretive guidance and a possible rule proposal addressing securities treatment, according to a statement published Friday by Division Director James Moloney.

U.S. Capitol building in Washington, D.C.

SEC Chair Discusses Digital-Asset Oversight and CAT in Senate Banking Committee Testimony

WASHINGTON, Feb. 12, 2026 — Paul S. Atkins, Chair of the U.S. Securities and Exchange Commission, delivered testimony Thursday before the U.S. Senate Committee on Banking, Housing, and Urban Affairs, outlining the agency’s regulatory priorities, including matters concerning digital assets and the Consolidated Audit Trail (CAT), according to prepared remarks released by the Commission.