Institutional digital asset custody vault illustration

Standard Chartered Warns Stablecoins Could Pull $500 Billion From U.S. Bank Deposits by 2028

January 29, 2026 152

Standard Chartered has warned that accelerating stablecoin adoption could put as much as $500 billion of U.S. bank deposits at risk by the end of 2028, as payment activity and other core banking functions increasingly shift toward dollar-pegged digital tokens, according to Reuters.

OCC Regulatory Document

Nomura-Backed Laser Digital Applies for U.S. National Trust Bank Charter

January 28, 2026 145

Laser Digital Americas Group Holdings Inc., the digital asset subsidiary of Japanese financial group Nomura Holdings, said it has filed an application with the U.S. Office of the Comptroller of the Currency (OCC) to form a federally regulated national trust bank focused on digital asset custody and trading services, according to a company press release distributed via GlobeNewswire.