Standard Chartered has warned that accelerating stablecoin adoption could put as much as $500 billion of U.S. bank deposits at risk by the end of 2028, as payment activity and other core banking functions increasingly shift toward dollar-pegged digital tokens, according to Reuters.
The U.S. Securities and Exchange Commission has published a response letter addressing a January 9 submission from Ripple related to digital asset market structure.
The U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission announced they will hold a joint public event on January 27 focused on coordination of regulatory oversight for digital asset markets and U.S. financial leadership in the crypto sector.
The U.S. Securities and Exchange Commission’s Crypto Task Force has published a new set of industry submissions outlining views on how existing securities regulations should apply to digital asset activities, according to materials posted to the agency’s public docket on January 15.
A Texas-based homebuilder has received regulatory clearance from U.S. securities authorities to launch a crypto-based payments and rewards program, marking a rare instance of a consumer-facing token initiative proceeding under a no-action assurance, according to Reuters.
The U.S. Senate Banking Committee has delayed action on a major cryptocurrency market structure bill following Coinbase’s decision to withdraw support for the current draft, according to Reuters.
The Reserve Bank of India has reiterated a cautious stance on cryptocurrencies and stablecoins, citing ongoing risks to financial stability, while continuing to promote central bank digital currencies (CBDCs) as part of its broader monetary framework.
Crypto market participants are entering 2026 with increased focus on reporting readiness, as regulatory implementation timelines across major jurisdictions move from consultation toward execution.
U.S. crypto regulation is undergoing a subtle but consequential shift. Rather than prioritizing high-profile enforcement actions, regulators are increasingly focusing on continuous access to data, internal controls, and transaction-level monitoring across crypto platforms.
An investigation by the Financial Times has raised new questions about the effectiveness of compliance controls at Binance, suggesting that certain high-risk or suspicious accounts may have continued operating on the platform even after the exchange reached a landmark settlement with U.S. authorities in 2023.
